Retail Finance Division (RFD)

Consumer financing is now considered a lynchpin for the revival of economic growth in Pakistan. Not only that the sector has developed its roots and grown enough to withstand exogenous shocks but has played a major role in improving standard of living the middle class and lower income groups, who had no access to credit, hitherto before.

Pakistan’s banking system by opening its doors for mortgage, automobile, and other consumer durables, has broadened the borrower base and brought in its fold individuals who had never used bank credit for their financing needs. BOP’s RFD is playing active role in supporting The Government of the Punjab. The dedicated team is working indefatigably & tirelessly round the clock even on off days for managing schemes’ undertakings starting from application collection to accounts monitoring.

BOP is currently providing its customers with a variety of services including:

• BOP General Housing Finance
• Advance Salary Personal Loan
• Cargar Auto Financing
• Carvaan Fleet Financing
• Smart Advance Cash
• BOP Solar
• CFC Details