The Bank of Punjab Mastercard Credit Cards give you a whole new world of convenience! With the luxury and privilege designed specially to match your lifestyle, the BOP Credit Card welcomes you to an exclusive personal experience that transcends banking. The Bank of Punjab Credit Card allows you to redeem reward points by calling BOP helpline 111-267-200 from your registered number.
| Features |
BOP Mastercard
Gold Credit Card  |
BOP Mastercard
Platinum Credit Card  |
BOP Mastercard
World Credit Card  |
BOP Mastercard
Lahore Qalandar Business Credit Card  |
| Annual Fee – Basic |
Rs. 4,000
|
Rs.10,000
|
Rs.20,000
|
Rs. 4,000 |
| Annual Fee - Supplementary |
Rs.2,000
|
Rs.5,000
|
Rs.10,000
|
Rs.2,000 |
| Annual Fee reversal Criteria |
Spend 20,000 within 60 days to reverse annual fee by calling helpline
|
Spend 60,000 within 60 days to reverse annual fee by calling helpline
|
Spend 1,000,000 within 12 months to reverse annual fee by calling helpline
|
Spend 40,000 within 60 days to reverse annual fee by calling helpline |
| APR - Retail |
45 %
|
45 %
|
45 %
|
45 % |
| APR - Cash Advance |
45 %
|
45 %
|
45 %
|
45 % |
| APR - BTF |
25 %
|
25 %
|
25 %
|
25 % |
Supplementary Card
(For Family & Friends) |
Upto 6
|
Upto 6
|
Upto 6
|
Upto 6 |
| Payment Flexibility |
Partial (Minimum 500) or 100%
|
Partial (Minimum 500) or 100%
|
Partial (Minimum 500) or 100%
|
Partial (Minimum 500) or 100% |
| Reward Points |
0.25% of Retail Spend
|
0.5% of Retail Spend
|
1% of Retail Spend
|
0.25% of Retail Spend |
| Reward Point Value |
1 Reward Point = PKR. 1
|
1 Reward Point = PKR. 1
|
1 Reward Point = PKR. 1
|
1 Reward Point = PKR. 1 |
| Reward Point Expiry |
No
|
No
|
No
|
No |
| Reward Redemption |
By Calling BOP helpline 111-267-200 |
By Calling BOP helpline 111-267-200 |
By Calling BOP helpline 111-267-200 |
By calling helpline 111-267-200 |
| Discount at Leading Restaurants |
Upto 30%
(For latest discount offers click on offers option on BOP internet banking or Mobile App) |
Upto 40%
(For latest discount offers click on offers option on BOP internet banking or Mobile App) |
Upto 50%
(For latest discount offers click on offers option on BOP internet banking or Mobile App) |
Upto 30%(For latest discount offers click on offers option on BOP internet banking or Mobile App) |
| Airport Lounge Access |
No
|
Local & International Airport Lounges
|
Local & International Airport Lounges
|
No |
| Payment Options |
Auto Debit Facility Over the Counter From any other bank account by using 1-bill* |
Auto Debit Facility Over the Counter From any other bank account by using 1-bill* |
Auto Debit Facility Over the Counter From any other bank account by using 1-bill* |
Auto Debit Facility
Over the Counter From any other bank account by using 1-bill* |
| Online Transactions |
Secured with 3Dsecure
|
Secured with 3Dsecure
|
Secured with 3Dsecure |
Secured with 3Dsecure |